:root{--bg:#f4f6fa;--card:#fff;--ink:#14213d;--muted:#6b7a90;--line:#e3e8f0;--pri:#0f3d5e;--pri2:#1f6fa8;--acc:#ffb703;--ok:#1a9e5c;--warn:#d97706;--bad:#d64545;--radius:14px}
*{box-sizing:border-box}
html,body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.55 -apple-system,BlinkMacSystemFont,"PingFang SC","Hiragino Sans GB","Microsoft YaHei","Noto Sans CJK SC",sans-serif}
a{color:var(--pri2)}
.topbar{background:linear-gradient(135deg,#0f3d5e,#1f6fa8);color:#fff;padding:14px 20px 0;position:sticky;top:0;z-index:5;box-shadow:0 2px 12px rgba(15,61,94,.25)}
.brand{display:flex;gap:12px;align-items:center;max-width:1100px;margin:0 auto}
.logo{width:40px;height:40px;border-radius:11px;background:var(--acc);color:var(--pri);display:grid;place-items:center;font-size:22px;font-weight:700}
.title{font-size:18px;font-weight:700;letter-spacing:.5px}
.sub{font-size:12px;opacity:.85}
.ver{background:rgba(255,255,255,.2);padding:1px 6px;border-radius:6px;margin-left:4px}
.tabs{display:flex;gap:4px;max-width:1100px;margin:12px auto 0}
.tabs button{background:none;border:0;color:#cfe3f3;padding:10px 16px;font-size:14px;border-radius:10px 10px 0 0;cursor:pointer}
.tabs button.active{background:var(--bg);color:var(--pri);font-weight:600}
main{max-width:1100px;margin:0 auto;padding:18px 20px 30px}
.panel{display:none}.panel.active{display:block;animation:fade .2s}
@keyframes fade{from{opacity:.4;transform:translateY(4px)}to{opacity:1}}
.intro h2{margin:4px 0 2px;font-size:20px}.intro p{margin:0 0 14px;color:var(--muted);font-size:13.5px}
.cards-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:14px}
.wcard{background:var(--card);border:1.5px solid var(--line);border-radius:var(--radius);padding:14px 16px;transition:.15s}
.wcard.held{border-color:var(--pri2);box-shadow:0 4px 14px rgba(31,111,168,.12)}
.wcard .head{display:flex;justify-content:space-between;gap:8px;align-items:flex-start}
.wcard .name{font-weight:700;font-size:15.5px}.wcard .bank{font-size:12px;color:var(--muted)}
.wcard .rule{font-size:13px;color:#334;margin:8px 0}
.wcard .meta{font-size:12px;color:var(--muted)}
.switch{position:relative;width:46px;height:26px;flex:none}
.switch input{opacity:0;width:0;height:0}
.switch span{position:absolute;inset:0;background:#cbd5e1;border-radius:20px;cursor:pointer;transition:.2s}
.switch span:before{content:"";position:absolute;width:20px;height:20px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.2s}
.switch input:checked+span{background:var(--pri2)}.switch input:checked+span:before{transform:translateX(20px)}
.quota{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:8px;font-size:13px;background:#f6f9fc;border-radius:10px;padding:6px 10px}
.quota input{width:70px;padding:6px 8px;border:1px solid var(--line);border-radius:8px;font-size:15px;text-align:center}
.wcard:not(.held) .quota{opacity:.45;pointer-events:none}
.summary{margin-top:16px;background:var(--card);border-radius:var(--radius);padding:14px 16px;border:1px dashed var(--line);font-size:14px}
.badge{display:inline-block;font-size:11.5px;padding:1px 8px;border-radius:20px;font-weight:600;vertical-align:middle;white-space:nowrap}
.badge.ok{background:#e3f6ec;color:var(--ok)}.badge.warn{background:#fff3dc;color:var(--warn)}.badge.bad{background:#fde6e6;color:var(--bad)}.badge.gray{background:#eef1f5;color:#56657a}.badge.blue{background:#e4f0fa;color:var(--pri2)}
.filters{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-bottom:14px}
.seg{display:inline-flex;background:#e6ebf2;border-radius:12px;padding:3px}
.seg button{border:0;background:none;padding:8px 14px;border-radius:9px;font-size:14px;cursor:pointer;color:#445}
.seg button.active{background:#fff;color:var(--pri);font-weight:700;box-shadow:0 1px 4px rgba(0,0,0,.08)}
.seg.small button{padding:6px 12px;font-size:13px}
.toggle{font-size:13px;color:var(--muted);display:flex;gap:6px;align-items:center}
.group{margin-bottom:18px}
.group h3{font-size:15px;margin:0 0 8px;display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.lounge{background:var(--card);border-radius:var(--radius);border:1px solid var(--line);padding:12px 14px;margin-bottom:10px}
.lounge.dim{opacity:.7;background:#fafbfc}
.lounge .lt{display:flex;justify-content:space-between;gap:8px;align-items:flex-start}
.lounge .ln{font-weight:700}
.lounge dl{display:grid;grid-template-columns:76px 1fr;gap:3px 10px;margin:8px 0 6px;font-size:13px}
.lounge dt{color:var(--muted)}.lounge dd{margin:0}
.note{font-size:12.5px;background:#fff8e6;border-radius:8px;padding:6px 10px;color:#8a5a00;margin:6px 0}
.note.bad{background:#fdecec;color:#a33}
.lfoot{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px;font-size:12px;color:var(--muted);border-top:1px dashed var(--line);padding-top:8px}
.fb{display:flex;gap:6px;align-items:center}
.fb button{border:1px solid var(--line);background:#fff;border-radius:8px;padding:4px 8px;font-size:12px;cursor:pointer}
.fb button.on-ok{background:#e3f6ec;border-color:var(--ok);color:var(--ok)}.fb button.on-bad{background:#fde6e6;border-color:var(--bad);color:var(--bad)}
.empty{color:var(--muted);background:var(--card);border-radius:var(--radius);padding:18px;text-align:center;border:1px dashed var(--line)}
.chat{background:var(--card);border-radius:var(--radius);border:1px solid var(--line);display:flex;flex-direction:column;min-height:480px}
.msgs{flex:1;padding:14px;overflow-y:auto;max-height:60vh;display:flex;flex-direction:column;gap:10px}
.msg{max-width:88%;padding:10px 13px;border-radius:14px;font-size:14px;white-space:normal}
.msg.user{align-self:flex-end;background:var(--pri2);color:#fff;border-bottom-right-radius:4px}
.msg.bot{align-self:flex-start;background:#f1f5f9;border-bottom-left-radius:4px}
.msg.bot ul{margin:6px 0;padding-left:18px}.msg.bot li{margin:3px 0}
.msg .src{margin-top:8px;font-size:12px;color:var(--muted);border-top:1px solid #e2e8f0;padding-top:6px}
.msg .src a{display:inline-block;margin-right:8px}
.chips{display:flex;gap:6px;flex-wrap:wrap;padding:0 14px 8px}
.chips button{border:1px solid var(--line);background:#f8fafc;border-radius:20px;padding:5px 11px;font-size:12.5px;cursor:pointer;color:#334}
.composer{display:flex;gap:8px;padding:10px;border-top:1px solid var(--line)}
.composer input{flex:1;padding:11px 13px;border:1px solid var(--line);border-radius:12px;font-size:15px;min-width:0}
.composer button{background:var(--pri);color:#fff;border:0;border-radius:12px;padding:0 18px;font-size:15px;cursor:pointer}
.calc{background:var(--card);border-radius:var(--radius);border:1px solid var(--line);padding:16px;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}
.calc label{display:flex;flex-direction:column;font-size:13px;color:var(--muted);gap:4px}
.calc input,.calc select{padding:10px;border:1px solid var(--line);border-radius:10px;font-size:15px;color:var(--ink);background:#fff}
.calc-out{grid-column:1/-1;background:#f6f9fc;border-radius:12px;padding:14px;font-size:14px}
.calc-out .big{font-size:26px;font-weight:800}
.calc-out .pos{color:var(--ok)}.calc-out .neg{color:var(--bad)}
.bar{height:10px;background:#e6ebf2;border-radius:6px;overflow:hidden;margin:8px 0}.bar i{display:block;height:100%;background:linear-gradient(90deg,var(--pri2),var(--ok))}
.foot{max-width:1100px;margin:0 auto;padding:6px 20px 90px;font-size:12.5px;color:#4a5568}
.foot .muted{color:var(--muted)}
.bottomnav{display:none}
@media (max-width:720px){
  .tabs{display:none}.topbar{padding:12px 14px}
  main{padding:14px 12px 20px}
  .cards-grid{grid-template-columns:1fr}
  .bottomnav{display:flex;position:fixed;bottom:0;left:0;right:0;background:#fff;border-top:1px solid var(--line);padding:4px 0 calc(4px + env(safe-area-inset-bottom));z-index:6}
  .bottomnav button{flex:1;border:0;background:none;font-size:11.5px;color:var(--muted);display:flex;flex-direction:column;align-items:center;gap:1px;padding:4px}
  .bottomnav button span{font-size:19px}
  .bottomnav button.active{color:var(--pri);font-weight:700}
  .msg{max-width:94%}
  .msgs{max-height:55vh}
  .lounge dl{grid-template-columns:64px 1fr}
}
.msg .muted,.muted{color:var(--muted);font-size:12.5px}
.msg p{margin:4px 0}
.typing{opacity:.6;font-style:italic}